Practical financial tools that cut through the BS and finally make sense of personal finances.
Laser focused on practical systems and honest frameworks. Intended for people ready to stop accepting someone else's definition of success and start building freedom on their own terms.
Values embedded in Neatsheet’s core
Simplicity
If it can't be explained clearly, it's probably designed to confuse. Deliberately reducing complexity rather than adding to it is the ground principle of any sound engineering practice.
Freedom
Decisions we make should be deliberate and made to expand options and preserve choice, not limiting.
Authenticity
Real struggles, real solutions, and difficult conversations are what makes growth possible.
Empowerment
People are smart enough to solve their own problems when given clear frameworks and honest information.
Systematic thinking
Engineering mindset applied to life design - questioning assumptions, identifying root causes, and building better systems. That is how growth happens.
Approach
Three initiatives of neatness
Here's how my approach works in practice
Case Study
Several years ago, I was interviewing for a job. I wanted to make a move from a generalist track to a specialist one once I specialised in welded structures design. The role I applied for came with a certain pay increase, a bit more prestige, and what most people would consider career advancement.
By conventional financial wisdom, accepting it was the obvious choice – more money means more security, more options, more success. I intuitively question all my decisions and measure them by different parameters, but now I finally have a convenient name for it, “freedom calculation system”. Running the calculation for this specific input, got me the results to base my decision on.
I declined the offer and never looked back…
Neatsheet welcomes:
Brave problem-solvers who feel overwhelmed by traditional financial advice
Independent thinkers who want to design work and life on their own terms
Quiet rebels who value intentional choices over automatic consumption
Action-takers who are ready to build systems that align with their actual priorities
Neatsheet isn't for:
Dreamers seeking get-rich-quick schemes without putting effort into mindset work
Individuals avoiding accountability for their actions
Visitors looking for surface-level "hacks" rather than systemic change
Readers unwilling to question their assumptions about mindset, money and success
About me
Behind Neatsheet is a mechanical engineer turned systems thinker who refuses to accept that personal finance has to be complicated.
I’m a clarity-obsessed problem-solver by nature. I founded Neatsheet because I was done with apps that couldn’t answer the only question that mattered — whether I was living above or below my means — and advice that made me feel like I was failing. That made me begin seriously questioning my overall life satisfaction.
Now I’m building a system of Google Sheets tools designed around your values and your reality, starting with a comprehensive finance tracker, intended to cut the noise and bring clarity.
Hi! 👋 I’m Elma, welcome to my pages!
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Substance over noise
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